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The survey of 38 full-time programs spanned a broad range of public and private universities, including MBA programs at Stanford, Duke, the University of Virginia, and Indiana University. The pool of programs was based on MBAs earning more than $100,000 within three months following their graduation. For the rate of return, the survey divided their average salary and signing bonus by the average debt incurred for their MBA education. Clearly, UMass Amherst MBA grads join the workforce on a fiscally sound footing.